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Lifetime Mortgage

There are a variety of Lifetime Mortgage types. These include: Lump-sum, Drawdown and Interest Repayment. Most Lifetime Mortgages have quite strict lending criteria, such as minimum age, which is usually 55 years old or over and a minimum loan amount of 70,000 pounds.

The majority of Lifetime Mortgages will have a fixed rate of interest. It is a long-term loan that is secured against your home. You should consider this option carefully and we recommend that you also take advice from your IFA before entering into the arrangement.