Privacy Policy

This privacy policy sets out how we use and protect any information that you give us when you use this website. We are committed to ensuring that your privacy is protected. We will only use the information that we collect about you lawfully in accordance with the Data Protection Act 1998. We may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes.

What We Collect

We will collect the following information:

Your name and date of birth
Your email address and telephone number
Your postcode

Information Sharing and Disclosure

If you have completed an application your information will be passed to insurance providers who may be willing provide you with cover.

We may use your personal information for the following purposes:

Process the application you have made.
To write to you in the future with a view to offering you products we feel may be of interest to you.
To pass to third parties who provide relevant products and services that we think might be of interest to you so that they can also provide you with information about the products and services they provide.
To permit access to regulatory bodies to ensure that we are processing information correctly and complying with regulatory requirements.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Cookies

A cookie is a small text-only file which is stored on your computer or mobile device when visiting a website to help it function or to track your visits. The Expert Equity Release website requires cookies to work correctly. By opting-in to the website you agree to the use of cookies by Identicom Digital S.L. Further information can be obtained at http://www.allaboutcookies.org. The table below explains the cookies that are used.

In addition, the below cookies may be placed on your computer in order to identify web site visitors that have agreed to the use of their data for 3rd party online advertising, insight, analytics and content personalisation. This cookie is anonymous and is encrypted and only contains a code that identifies segments to partners who may use the cookie for the purposes of targeted advertising by tracking your online activity. Information provided by cookies are only used for advertising purposes. Information is collected, stored and used separately for each advertising partner.

Google Analytics

These cookies allow Identicom Digital to collect information about how visitors use the website. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. Click here for an overview of privacy at Google: https://support.google.com/analytics/answer/6004245

Google Adsense

Google uses cookies to serve more relevant ads across the web and limit the number of times a given ad is shown to you. When you visit a website, view an ad, or click an ad supported by Google’s advertising services, Google may set a cookie on your browser. This advertising cookie will appear in your browser as coming from the domain "doubleclick.net". Learn more about Googles Policies

Identicom Network

Identicom Network uses cookies to track the source of your visit to the Expert Equity Release website.

Google and remarketing

From time to time Identicom Digital S.L. uses a cookie based system known as ‘remarketing’ to advertise online. This means we sometimes place a cookie on visitors’ computers or devices that other companies, like Google, use to advertise our products to you on other websites around the web. This allows us to target the adverts based on your past visits to our websites.

If you wish, you can opt-out of Google’s use of these cookies by visiting http://www.google.com/settings/ads, or you can opt out of other companies’ use of these cookies by visiting the http://www.networkadvertising.org/managing/opt_out.asp.

Opting out does not mean you will no longer receive online advertising. It does mean that the company or companies from which you opted out will no longer deliver ads tailored to your web preferences and usage patterns.

Links To Other Websites

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling Your Personal Information

You may request details of personal information which we hold about you under the Data Protection Act 1998. If you would like a copy of the information held on you or if you do not wish to receive on-going contact from us or our associates please contact us

If you wish to opt out of any further communication please email us at unsubscribe@expertequityrelease.co.uk

Terms and Conditions

Jurisdiction

This site is intended for use only by those who can access it from within the UK

Governing Law

This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.

Contact

If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved or if you have questions on a particular product or service please contact us

Changes

We will update the content of this notice from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure your information is up to date.

Customer responsibility

It is your responsibility to ensure that your computer is virus protected. We accept no responsibility for any loss you may suffer as a result of accessing or downloading information from this site.

Accuracy and Validity of Information

Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up to date, it is nonetheless supplied on an "as is" basis and accordingly we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available within these pages, we recommend you seek verification by contacting us

Availability

Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.

Third Party Websites

This website may also contain links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.

Privacy Statement

In accordance with the guidelines and rules set out in the Data Protection Act 1998. We will not disclose your personal details to any third parties unless it is necessary to do so. On those occasions when we do need to disclose personal information, such as preparing Key Facts Illustrations for you, processing your business, or obtaining compliance and regulatory advice, we will do so on a confidential basis and in accordance with the Data Protection Act.

Privacy Policy

We have notified our processing of personal data under the Data Protection Act 1998. We respect your personal privacy and will not use your personal information in any way that we would not accept ourselves. We have set out the following information about how we manage the personal information that we do collect. If you have any comments or concerns regarding our privacy policy please contact us.

What we use personal data for

We collect personal data to enable us to identify you and to deliver personalised offers and promotions based upon your demographics and product purchase profile, and for the purposes of statistical analysis. The information is used for system administration purposes and to form personalised profiles and demographics that we may use to improve the content of our communications to you.

What we won't do with your personal data

We will not sell, rent or disclose your personal details to any third parties, except:
When required to do so by law
In response to a valid legal request by a law enforcement officer or government agency
When you have explicitly or implicitly given your consent.

Access To Personal Data

Under the Data Protection Act 1998 you can request copies of the personal information we hold on you by contacting us via writing